Basic Information on Medicare Plan A
In this article we will be discussing the coverage of Medicare Plan A which includes health care, hospice care, and hospital stays with the classification as inpatient. The government has created the Medicare program with the intention to give insurance for people who are qualified because they meet certain criteria. Medicare is a help to qualified individuals who are in need of health care in order for them to be able to shoulder the medical costs. Medicare Part A is part of the original Medicare package which is a government funded insurance coverage which can be used for home health services, nursing home facilities, hospice, inpatient hospital stay, and non medical health care institutions that are affiliated with a religious association.
Medicare Part A can be received by individuals with the following qualifications. The individual must be over the age of 65; If a person has a qualifying disability but has not reached the eligible age of 65; and those who are in the end stage of a terminal kidney disease.
Medicare Part A has no premium for individuals who have paid in Medicare Taxes at work. This holds true if your spouse has paid these kinds of taxes in her workplace. An individual who is over 65 and you qualify by meeting certain citizenship requirements then you can also take advantage of Medicare Part A for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. There is a monthly premium for Medicare part A and when you purchase this you are also required to purchase Part B.
On your 65th birthday, on the first day of that month, your Medicare coverage will automatically begin, as long as you are collecting social security or benefits from the Railroad Retirement Board. 3 months before your 65th birthday, you can expect your Medicare card to be delivered through the mail.
For those suffering disability and are under 65, you gain eligibility for Medicare Part A 2 years into receiving social security disability benefits or RRB benefits. During the first month of the third year, you will received your Medicare card. The moment they start receiving social security disability benefits, individual who suffer from Amyotrophic Later Sclerosis gets immediately eligible for Medicare Part A.
If you are not collecting RRB benefits, if you were a railroad employee or you have social security benefits, then even if you meet eligibility requirements you should still take steps to enroll for Medicare Part A. 3 months prior to your 65th birthday, you should find out how to enroll from the social security office.